Services > Training
I am a strong believer in educating clients so they can take care of their own financial affairs. We provide one-on-one financial education and coaching. You can engage us for as little or as much help as you need to move forward towards your financial goals. There are two specific areas where the client can take control and we would like to show you how.
- Cash Flow Management:
- Do you have trouble balancing your checkbook? At the end
of the month do you wonder where all your hard earned money disappeared?
You are probably thinking I just don’t have the time or the expertise to
keep accurate records. If you have a computer and a connection to the
Internet then we can show you how to take control of your cash flow management.
Technology has made it easy to track your expenditures and download all the transactions from checking, savings, investments and credit card accounts. All you have to do in the financial software is designate where each transaction should be applied. It does not have to be a chore each month and think how it would help your overall financial outlook.
- Do you want to take what the overall market provides or
do you want to beat the market? If you want to be average then we can
help. An average investor is a ‘passive investor’ diversifying across
different asset classes utilizing index funds, exchanged traded index
funds and life cycle funds given ones goals, objectives, risk tolerance
and time horizon.
We can educate you in the use of a passive investment approach and how to rebalance as time warrants.
Average is actually way above average because with a buy and hold strategies the majority of active managed investments do not beat passive investments over time. Passive investments have the inherent advantage of being less expensive and more tax efficient.
Why pay high fees to investment advisors when you can be educated to do it yourself and pocket the return that would have gone to the investment house or the government through taxes.
If you want an investment advisor to manage your assets directly (we don't provide this service) then there is a low cost Internet based asset management service that has a similar passive investment approach as we do. We can coordinate with them your investment management needs.
Please see Revelation Financial Planning registered investment advisor compliance information under sections 1 and 5 of ADV Part II about our approach.